Have that wedding coming up and the venue requires special liability coverage, or you want to protect yourself against financial loss due to an unforseen insurable event that causes cancellation of the wedding?
How about entering a local fair or flea market as a vendor, displaying items you crafted or you want to sell?
Or sponsoring a local walk/run charity event?
Policies are relatively inexpensive when compared to the alternative - an uncovered loss. Better to have the coverage and not need it than to need it and not have it.
Disclaimer: Please be advised that no insurance can be purchased, bound, or put into effect over the Jack Kustra Agency website. To start a policy or make changes to an existing policy, you must first speak with an agent who will assist you accordingly. Thank You