Jack B Kustra, CPCU, CFP, CLU Since 1981
Jack B Kustra, CPCU, CFP, CLU Since 1981

Privacy Statement & Disclosure

We are an exclusive agency representing Nationwide Insurance Company.  We are permitted to broker business with other insurance companies only if Nationwide declines the business.

 

It is becoming increasingly important to protect the confidentiality of our policyholders  The privacy statement below explains how Nationwide collects, uses, shares, and protects your personal information.  We promise to treat your personal information responsibly and provide you with choices about how we use and share it.   

 

Confidentiality and security

Nationwide follows all data security laws.  Your information is protected by using physical, technical, and procedural safeguards.  Information is limited to only those who need to do their jobs.  Our business partners are legally bound to use your information for permissible purposes.

 

Collecting and using your personal information

We collect information about you when you ask about or buy one of our products or services.  The information comes from your application, business transactions with us, consumer reports, and publicly available sources.  Please know that we only use that information to sell, service, or market products to you.

 

We may collect the following types of information:

  • Name, address, and Social Security number
  • Assets and income
  • Property address and value
  • Account and policy information
  • Credit reports and other consumer report information
  • Family member and beneficiary information
  • Public information

 

Sharing your information for business purposes

We share your information with other Nationwide companies and business partners.  When you buy a product, we may share your personal information for everyday business purposes.  Some examples include mailing your statements or processing transactions that you request.  You cannot opt out of these.  We also share your information with your agent or producer.  They use your personal information to manage your policy account.  We may also share your personal information as federal and state law requires.

 

Sharing your information for marketing purposes

 

We don't sell your information for marketing purposes.  We have chosen not to share your personal information with anyone except to service your product.  So there's no reason for you to opt out.  If we change our policy, we'll tell you and give you the opportunity to opt out before we share your information.

 

Using your medical information

We sometimes collect medical information.  We may use this medical information for a product or service you're interested in, to pay a claim, or to provide a service.  We may share this medical information for these business purposes if required or permitted by law.  But we won't use it for marketing purposes unless you give us permission.

 

Accessing your information

You can always ask us for a copy of your personal information.  Please call us at one of the phone numbers listed below to access your personal information or for questions about our privacy policy.  We have a process that allows you to review your information and for your protection, we will verify your identity first.  We can only give access to information that we control.  We don't charge a fee for giving you a copy of your information now, but we may charge a small fee in the future.

 

Individual Annuities and Life and Health Operations - 1-866-223-0303

 

TTY/TDD services - 1-800-238-3035

 

NIA Investment Advisor - 1-800-478-9727

 

You can change your personal information at MyNationwide.com or by calling your agent or producer.  But we can't update information that other companies provide to us.  So you'll need to contact these other companies to change and correct your information.

  

 

Disclaimer: Please be advised that no insurance can be purchased, bound, or put into effect over the Jack Kustra Agency website. To start a policy or make changes to an existing policy, you must first speak with an agent who will assist you accordingly. Thank You

Office: 610-825-7440

Text: 215-605-5401

Email: kustraj@nationwide.com

 

Jack B Kustra CPCU, CFP, CLU, ChFC, CMFC, FLMI

On Your Side Since 1981

 

Want to know more about the new teen driver laws in Pennsylvania?

 

Our rates are very favorable for families with teen drivers.

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